I've Noticed that myself as well as most people in my guild have quite a very large excess in Sim Tickets, Low-Level Ability Mats, Low Level Gear etc. Gear wise, this isn't a major problem for lowe...
I've got ten ships at level 85, six more at level 75+, two capital ships at level 85, the other two at level 75, and I still have over one hundred thousand ship training droids. At about ten months of actual play time. Those things accumulate.