So to start by saying that I think the gear economy is really good at the moment and that I don't want to come across like I want everything really easy! The 2 pinch points in the game imo, are kyr...
Jan 2016 and 13+ mil here and only bottle necks for me are Relic 8 and 9 and Omi's. That's it. There is a light at the end of the tunnel. I will say, only spend what you get monthly on what character is most important at the time and you will keep moving forward.