1st off there's no adjustment that fixes this. Climb in to the Delorean and pretend like it never existed.
Mods would be cool if they were a subtle adjustment tool allowing you to 'tune' your toons. i.e. every character has a total value of 'x' at lvl 80 g10, less at g9 etc... Allow players to FREELY tune their toons within certain parameters where adding to 1 stat must take away from another.
You have to get off the blatant cash grab wagon and give players something that might be fun instead of just trying to extort your customer base at every possible turn.
This barely resembles the same game we were playing 2 months ago - that's a problem.