Hi RoseRidge
My Sim with the problem was a ghost who died of old age and ate ambrosia to be a playable Sim. She was one of the ghosts that came with Lunar Lakes. Her traits are: Hopeless Romantic, Charismatic, Ambitious. Only 3 traits.
The two times I tested with Money trees in the game and she harvested without resetting were the times there was nothing to harvest on the Money trees. I was going to wait until they were ready to harvest again before I tried again.
None of my other 4 Sims have any problem harvesting with the Money trees. Except that that golden haze that appears when they harvest hangs around too long with the Money trees. Normally it clears when they are ready to get off the tractor - but not always where there are Money trees.
I prefer to garden inside since Seasons as I don't want to have to stop for the Winter. I have it set for 28 days and that is too long to cope without any gardening.
BTW: When putting trees inside like that you need to have 2 levels free if you don't want the tops of the trees to poke through the floors.
Same applies to the Swift Gro Gardening Stations. They don't seem to go through to the next level, but that light that flashes on when they water does go through to the next level and stops you from placing objects on the floor there. It causes people to think there is a bug in the game because they can't place objects and there is nothing there - when there is something there as an object in the level below is reserving the space. There are other objects that do this. One I've found is the reward for maxing the science skill. It reserves 3 floors above so takes up 4 levels of a building if you want to place it indoors.
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If it is the Money trees, then I suspect a work around could be to manually harvest the Money Trees before getting on the tractor to harvest the rest of the farm/garden. It doesn't seem to be a problem if the Money Trees are not ready to harvest.
