sim has no money

I have been having the same problem for weeks now, every new Sim I create, e.g. today when moving them into a first house her simoleon account was -11960, so I have to use the free realestate cheat, then of course the sim landed outside the house with zero simoleons.  I haven´t used the making money scenario for months, probably a year, this is just making a new Sim and going into the game. No scenario of any description.