Are your sims rich or poor?

Start poor, earn everything by merit and work, become filthily rich. No cheating.

I try to get to the 10th generation. Then i start a new save.

Both. Some make money anyway possible; Dragon Fruit, Painting, Writing Books, etc. It still has to sort of fit their "personality", but I have a few renaissance sims.

Other's can only make money in certain ways. So those take longer to start leading a life were money becomes less of a problem.

And I have a Rags to Riches sim in my play order now. He can't make any money by selling stuff out of his inventory, so it'll take a little longer for him to have a proper house and stuff. Also no gardening other than to grow food for himself, and no painting.

I like to use the word "retire" when I mark a household as unplayed, but essentially that is what I do. I have 10 saves in which I actively play between 5-8 households. I start out with a single Sim on an empty lot (maybe a trash can, if I feel generous) and then I set the funds to 0. By the time they are established in their careers, have a nice house, 6 figures in the household funds and usually a family I retire the household. I love to see my Sims around town and see their kids grow up. Sometimes I will go back in and play them again or move out a child when they reached YA stage and then play them. I get bored with rich Sims but they do make great townies for my new Sims to meet. I don't start new saves anymore. When I make a new Sim they go into one of my existing saves. One of my saves goes way back to when I started playing TS4 in December 2015.

I would say I am a rags to riches type player. All of my sims start off poor and make their way. Some get rich faster than others but some also lose money along the way depending on their lifestyle.

On a side note we really need more things to spend money on. When my sims get rich, I have a hard time getting rid of the money without cheating it away. I have been having some of my more wealthier sims stop working because they really don't need anymore money. The landgraabs are sitting with 8 million in a vault and 6 million in their household funds. HOW AM I GOING TO GET RID OF ALL THAT MONEY??

It depends on what I am trying to do as an objective for my sim. Sometimes I cheat in lots of money so they are rich. Other times I have poor sims.

Both.
If I'm playing rags to riches I tend to get tired of them when they are comfortable and skilled because that was my focus.
If I'm telling a story or playing out some sort of fanfiction they might start off with everything they need or even be rich depending on the character then I focus on their story and skills more. Like I have a Stardew Valley world and I cheated to get them houses that match how it is in that game. I play them rotationally and in character. I rarely play generational though and play with aging off.

I prefer building up my sims lives and focus on skills, jobs, raising kids and expanding their very basic house.

I usually loose interest once they reach a certain amount of money. But the words 'ditch them' sound too hard. I still care about them even if I eventually move on to a new Sim.

"drakharis;c-17413931" wrote:
It depends on what I am trying to do as an objective for my sim. Sometimes I cheat in lots of money so they are rich. Other times I have poor sims.

same, but i'll cheat money if they're poor and i can't afford their house

I always start off with no cheats, no "story based" money. However Sims 4 is always so easy to make money in that by the time my first generation dies they can buy any house in the game. By the death of the second generation they could bulldoze San Myshuno and get away with it. Because the game just doesn't do challenges.

Lately I have compensated by living in a tiny-living house, take a freelancer career and only work when I need money (so maybe do one job every three Sim weeks).