Are your sims rich or poor?

I play legacy style, but with my own rules to keep me interested. So, I tend to start poor, and then build up their skills and careers etc, and then when my next heir becomes a YA I move them out of the original house, and start them with nothing again (maybe an expensive violin to pay for furnishings in their new home etc), but pretty much with nothing, and then build up their money again. I get bored really quickly with rick sims, plus, it seems to easy to become rich, and once you've bought a giant house and furnished it - what more can you do?!
I also get really overwhelmed by giant houses, and I feel like I'm constantly having to move my screen around to find sims, and there is so much stuff, I just cant cope with playing in big mansion houses. I love a house thats small enough to see everything on one view (dollhouse stylie I think) - which just wouldnt work with really rich sims.