Community Vaults and Banks

"FreshTostadas;c-17018237" wrote:
I made an early version of a bank for my save file because I had a sim with similar experience, made a ton of money from gardening. From what I've understood, the Duck Security vault is only for simoleons. I haven't had NPC sims break into my vaults on their own and you won't lose the simoleons. If you have an active sim break into the vaults then the owner of the vault loses the money. When the sim dies their money is still in the vault and ownership doesn't transfer to heirs, their children. But my sims spouse was able to access the vault without tripping the alarm. The only downfall about ownership not automatically transferring when the sim dies is that the money just sits there and you have to break in to access it. Your sim's children, or any other sim, can break into the vaults once they have high enough handiness skill. Hope this helps!