In my honest opinion, Sims 4 is just way too easy! Seriously, all my Sims get rich and get good jobs without even breaking a sweat! I don't use cheats, I don't download somebody else's work, it's just...
I sort of agree at times especially if you don't focus on family play. But try the 100 baby challenge when you have 7 children at a time with 2 sets of twins: one set toddlers and one babies. Your sim has no time for needs let alone making money. Lol Rags to riches challenges are way easier!