If I can not make any money off the cowplant I just do not want it. Its a bother to me and not at all cute. Sorry to anyone that love it. Now patchie whatever the scarecrows name is. You can save yourself money with him because he helps with the baby and the garden. So he adds money to your home.
I have been in desperate need for money in my game with a new start, that I started selling some of our furniture. just to pay our rent. We ended up with just the necessities. like cheap beds no stove and just a fridge, a cheap tv. and a couch. I even went so far as to sell windows, for cheap windows, I sold back railing, post and trees and flowers just to get toys for my kids to play with.
Now if your really desperate for money, you can always move your family in with a rich family with more room then they need. I have done this. Later I kicked them out. lol, I had their money and there home. :)
If you're poor, do not worry about hiring a gardener it does not take that long to take care of your own garden and I really enjoy it. We are lucky we have an excellent gardener. But I am good at gardening work maybe better.
So, of course, my family is not in the need for money we are up to 4,000,000 right now. but to save money I plan on kicking out our Butler and moving in an adult couple, to care for our Pets, and to clean a little around the house. I will have to see how this works out, I do know I can get them to walk the dogs, and I can not with the butler, I clean up after my dogs, not my butler so I think my Butler is a total waste of money.