I am "None of the Above".
Instead, I'd classify myself as follows:
1) I am a role-player. I typically like to assume the role of one Sim and follow his/her life. I never play pre-made or townie Sims (nor do I download Gallery Sims). I create a fresh new Sim for every game and start them on their path. I build a custom home for that Sim. I never download Gallery homes and rarely move into pre-made homes. If I do use an existing home, I typically remodel it to fit my Sim's needs.
If my Sim needs to visit a lot of community lots, I may upgrade those lots in order to enhance my primary Sim's experience (usually that just involves putting in more lighting). If my Sim ends up with a family, I still play only that Sim and s/he interacts with the new family member(s). I generally don't have a pre-made story. I like to experience my Sim's story with her/him, as it unfolds.
Some of my Sims have been completionists, although they generally specialize in one thing or another. I have yet to complete all the careers, aspirations or collections, even across ALL the Sims I've played. None have been woohoo addicts (I wouldn't allow it). I have never bulldozed and recreated entire neighborhoods, nor do I tweak townies. Just like real people, I take them as they come.
In some games, I use money cheats (rarely use any other cheats). Most games, however, I play with just the funds available. I like the rags-to-riches style.
2) I am a Challenge player. I enjoy doing Challenges that I've found here and on other Sims fansites. Typically, I tend to do only Challenges that involve manipulating the life of one Sim, although occasionally I'll do one that involves up to 3. I probably would never do a legacy-style challenge. See "I am a role-player" above.
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Whoa! I see the OP has been edited/modified to include my styles! Role-player and Challenge player! Thanks, @SimsOMedia!