I like clutter, it adds a certain atmosphere to a home. I only very rarely build with moo, because it'll lead to too much clutter and therefore lag. But not using clutter at all makes homes look super empty, so I go for the middle ground.
I'm okay with the amount we have in game, though it can be hard to navigate in the catalogue. But I don't really want the same things in every home, so I like the variety.
When I actually play in live mode (and not build something for the gallery) I prefer a sparsely decorated starter home with good appliances and the necessary skill objects. I play with walls down, so I only see clutter that is attached to floor based objects anyway.