Do you have individual money accounts in your game?

I thin I should add that in my game, for most households only the main sim has any info in my sheet. I don't bother to split cash on husband and wife even. But for noble houses there is a tradition of gifting §10,000 to a child on its child birthday, but normally there won't be many changes for that young sim after that, except added bank interests. I need to keep it simple, I prefer playing the game more than maintaining my spreadsheets ;)