How to spend money?

I buy retail lots and build them vacation homes. Just put the cash register in a closet somewhere.

If I want my sims to have less money but not a crazy amount of usable items, I decorate. I love having decorations and clutter around the house. I also like to do a lot of outside decorating and landscaping such as trees and flowers. This can take up a lot of money, but not give your sims a ridiculous amount of items they don't need.

Also, if you want to up the difficulty and get rid of some money, you can buy expensive items like statues and keep them in the household inventory. That will both take away money and cause your bills to go up, but won't take up space.

"jessathemessa;15072553" wrote:

Also, if you want to up the difficulty and get rid of some money, you can buy expensive items like statues and keep them in the household inventory. That will both take away money and cause your bills to go up, but won't take up space.

Ooh, that's a great idea.

"jessathemessa;15072553" wrote:
If I want my sims to have less money but not a crazy amount of usable items, I decorate. I love having decorations and clutter around the house. I also like to do a lot of outside decorating and landscaping such as trees and flowers. This can take up a lot of money, but not give your sims a ridiculous amount of items they don't need.

Also, if you want to up the difficulty and get rid of some money, you can buy expensive items like statues and keep them in the household inventory. That will both take away money and cause your bills to go up, but won't take up space.

Why would having a statue increase the bill tho? No electricity ir water for that needed :confused:

"Wulfsimmer;15072560" wrote:

"jessathemessa;15072553" wrote:
If I want my sims to have less money but not a crazy amount of usable items, I decorate. I love having decorations and clutter around the house. I also like to do a lot of outside decorating and landscaping such as trees and flowers. This can take up a lot of money, but not give your sims a ridiculous amount of items they don't need.

Also, if you want to up the difficulty and get rid of some money, you can buy expensive items like statues and keep them in the household inventory. That will both take away money and cause your bills to go up, but won't take up space.

Why would having a statue increase the bill tho? No electricity ir water for that needed :confused:

Any item your sims own, in personal inventories, household inventories, or placed on the lot, factor into the bills!

"Wulfsimmer;15072560" wrote:

"jessathemessa;15072553" wrote:
If I want my sims to have less money but not a crazy amount of usable items, I decorate. I love having decorations and clutter around the house. I also like to do a lot of outside decorating and landscaping such as trees and flowers. This can take up a lot of money, but not give your sims a ridiculous amount of items they don't need.

Also, if you want to up the difficulty and get rid of some money, you can buy expensive items like statues and keep them in the household inventory. That will both take away money and cause your bills to go up, but won't take up space.

Why would having a statue increase the bill tho? No electricity ir water for that needed :confused:

In real life it doesn't make a lot of sense, but I like to imagine the bills in the Sims as more than just "utilities" and more along the lines of property tax or mortgage tax.

Back in the Sims2 days I set up this system of sending teens off to Uni with expensive items. Once they moved would sell the stuff and expand their house, add nice furniture open and fund expensive vacations after exams. And because the way the game was set up, each new group who went to Uni would get to stay at the same house.


In Sims3 and Sims4 I've had to change my approach. Now I'll "adopt" worthy (or cute) sims into a household, let them stay long enough to build some skills, get a job, or until I get bored with them, then I put expensive violins in their inventory and move them out. After that, I can play the sims and help them spend their wealth, or let them visit once in a while.

And I have one family that just opened up their 4th restaurant.

"Sim2Spore;15072575" wrote:

"Wulfsimmer;15072560" wrote:

"jessathemessa;15072553" wrote:
If I want my sims to have less money but not a crazy amount of usable items, I decorate. I love having decorations and clutter around the house. I also like to do a lot of outside decorating and landscaping such as trees and flowers. This can take up a lot of money, but not give your sims a ridiculous amount of items they don't need.

Also, if you want to up the difficulty and get rid of some money, you can buy expensive items like statues and keep them in the household inventory. That will both take away money and cause your bills to go up, but won't take up space.

Why would having a statue increase the bill tho? No electricity ir water for that needed :confused:

In real life it doesn't make a lot of sense, but I like to imagine the bills in the Sims as more than just "utilities" and more along the lines of property tax or mortgage tax.

+ contents insurance

You could cheat the money away? Imagine your Sims have set up a charitable trust, and once every sim week/month, whatever you prefer, have them "donate" something to their trust?

My main house has a steady amount of 850k that neither really increases or decreases. I just always end up there. :/ It's old money that raised several children and 4 generations, so no matter what I do it always ends up around there. xD
I planned on making a bakery for them as a money sink but I didn't have a lot to build it on :(
The three elders that live there have shrewd and frugal, and since those traits stack, their house bills aren't expensive and they receive about 33-35k from investments each.
With all that money, I use it to renovate their house, or I "send money to relatives" who seem to drain their funds way too fast or for when I wanna renovate their house. The latter function is available via MC Command, but you can easily just deduct from one house then add to the other via cheats too.

All I know is that once those three die and I don't give frugal and shrewd to anyone else in that house, it'll be about... The later adult years of the second eldest kid in the house when they'll naturally run out of money so I'll just wait for that to happen LOL
Hooray for bills and expensive houses!