Is it too easy to get rich in TS4?

the only time my sims ever gotrich is when i have the life span set to long. I never play on long and i almost always use money cheats; but last week i decided to do absolutely no cheats. They spend most of their YA working and making money..and moving a lot! My current sim went from a extremely tiny starter house in Oasis Springs. She was in the painter career track and also painted on the side for money. It took almost a whole round of seasons for her to be able to afford an apartment for $400 a week with her fiance. They finally made enough to purchase the house I wanted for them at $113,000 all with out cheating! I really enjoy playing this way! It gave it more of a real feel. I also made her relationship realistic instead of falling in love, getting married, moving in and right away getting pregnant like I usually play.