My New Sims get their homes with the free real estate cheat, but never have a ton of extra money. I like to play each new generation starting with maybe half their parents money, so by generation 3 or so they end up rather comfortable. I’m on generation 22 of my main save, and on average my controlled households have maybe $100,000 each plus large homes. I make sure they give a good amount to each child as they grow up and move out, with a bit extra to the heir that I’ll continue on with. I’ve only played a household with 1million+ once, and that was a surprise when my Sim moved in with her new townie fiancé, only to discover he had the money and two children.
