Money cheat. Yay or Nay?

I only use money cheats for my test save, or for new sims so they can get a nice house. I also cheat money when some numbnut calls my sim asking for a donation because my sims are such nice people, especially if my sim can't really afford it. Or when I'm missing just a bit to buy something they need. With UIcheats its just a click of the mouse.

I cheated more in the previous games, ever since I first learned to spell klapaucius.