Raincoats -- am I missing something?

Yea, it'd be cool if there was a feature like, say, ponchos or just a general looking raincoat in varied color options similar to how you select an umbrella and could be applied automatically for outdoor activities, could layer over or replace the current outfit visuals and sims could just automatically switch back once inside. Would be particularly useful for kids as I have a lot of kids in my household who like to play outside automatically regardless of the weather and most outside play activities don't use the umbrella (the umbrella gets really annoying when its just a bunch of kids playing around on monkeybars and such and umbrellas constantly opening and closing and opening and closing...).