Stuck in FreeBuild Mode/Locked out of lot

I built my own home on an empty lot with my own set of Sims. When I built the house I was in free build mode with unlimited funds. 

My sims always had a limit. Recently I used the "motherlode" cheat once.  Not sure if that is related, but now when I enter build mode I have unlimited funds and nothing I buy "counts". This is preventing me from completing goals "i.e. own three intruments, own two pieces of workout equipment" because I didn't actually buy the items, even though they are on the lot.

My lot is still residential. And my sims still live there and have their own money in live mode.

I also keep getting locked out of my lot. When I start the game I cannot click on the lot I am playing. Hovering over the lot it tells my the worth and who lives there, but I can't click to play, only edit the lot. To fix this I have to go into my library, and click on my family. Then I have to click the sim icon in the lower left corner to make them an "unplayed household". When I return to the map I am able to play the household again.

What do I do?!?!!