Unfortunately yes we are losing the clubs which was the only way for me to play with my son.
He has a kid EA account which means he cant accept friends, send friend requests or have voice chat etc. Latter doesnt mean a thing since we sit in the same house anyways.
Even though his account was registered under same email account as my main he cant add me as friend.
Club allowed us to play together so that he invites me through club to same party. Doesnt work the other way around.
This is just stupid and sad.
Only way for us to play together would be to make him a new adult account which then means when soloQ he can be on the receiving end of the PvP enviroment (which as we know is filled with toxic & miserable people).
Another nail in the coffin in terms of my take on the S20 updates.