FC 26 pre-orderd but the money hasnt gone out of my account

Money for pre-orders usually get taken out a week or two before the games release. I'd suggest going into your xbox settings, going to payment & billing then order history. It should say on the order history 'pre-order: pending' meaning you've pre-ordered the game but the payment hasn't been taken out yet. As long as Fc 26 is there then it's confirmed you've pre-ordered. Hope this helps.