10-4. Maxing the opponents user attributes in Ultimate makes sense. Maxing out the player/card attributes is against the point. The players shouldn't be magically better because the AI controlling them is. I admit that things like ball control depend highly on user ability. I rarely use dribble moves that require more than 3 stars myself. So great players aren't needed to make great plays if you are skilled enough and on Ultimte, the AI is certainly skilled enough. But the player sprinting faster with the ball than faster defenders without it doesn't make sense. Changing the card attributes defeats the purpose of FUT altogether.
Regarding playing Champions which is PvP, I just don't understand what any of us have to gain from dishonest gameplay mechanics like that. I just wanted to use it as an example of an incosistency I've experienced. But I agree. Ultimate is supposed to be as difficult as possible.