The more you spend, the more you will need to spend. You will never have the perfect roster, and they will keep adding more content to get you to spend more. In the end, if they shut down the game and all of your hard earned money is gone, are you ok with that? One of my guild mates spends over $500.00 a month on the game. Holy Cow!!! You can buy an XBox One or PS4 for that amount. That's a month's rent, that's a car payment. Well, it's your money, but the game can go away without any notice or any money refunded. You will have nothing to show for all that money spent, except memories.