The credit crunch is real. Many of us, myself included, are sitting on 6+ characters at level 1 with 300 shards. Not enough credits to level them up. Collection based games are not fun when you ca...
I never have credit issues.. I just focus on one character at a time. I do think they should increase GW credits to reflect the level you're at or the daily quests. Also I think you should get xp from the final gw node...