So now I'm going to spam your thread. :D
I built a starter home, Homey Holiday Starter, on 653 North Star St. I see that Connorsim built his home there, so move it to wherever you want to. It's just barely under 16k, and it's rather sparse! I really don't know how people build decent sim homes for so little simoleons! You can download it from this link: http://www.mediafire.com/?1k4pbyp4v47y9jr
Pictures: Here's the outside.
http://img593.imageshack.us/img593/3171/homeyholidaystarter.jpg
And here is the main floor. There's also a small unfurnished basement but there's nothing much to look at so I'm skipping a pic of it.
http://img259.imageshack.us/img259/5488/homeyholidaystarter2.jpg