Re: Sims 4 hardware utilization below spec
@MultiChipModule It's possible that since Sims 4 is so low-impact compared to what your system can handle, it's unnecessarily running the game in power-saving mode. Try setting Windows to use high-performance mode with Sims 4. Hit Windows key-i, select System > Display > Graphics settings, click Browse, and add Sims 4 (TS4_x64.exe). Then click Options, choose the high-performance mode, and save.
If that doesn't help, please try playing while your computer is not connected to the internet. You can sign into Origin and put it in offline mode, then disable wifi and/or disconnect the ethernet cable before pressing Play. While this isn't an ideal permanent fix itself, it's useful information.
If that doesn't help either, please run a dxdiag and attach it to a post.
https://help.ea.com/en/help/pc/how-to-gather-dxdiag-information/