@puzzlezaddict The drop into the 40s is one that I am able to easily live with especially since it is only for a couple of seconds and may have also been the lot that I was on at the time. The calculations sounds like a probable reason for a brief dip. I'm on the 64x64 lot in Brindleton Bay with a large home and it may have been the decorations that caused a brief drop also before going back up to 60. I wasn't doing anything specific really. Usual stuff like telling my sims to eat or use the computer. Before it did not matter what they were doing, the size of the lot or neighborhood, or how decorated the house was. I had drops even in the Willow Creek neighborhood where those three sims are roommates. I forget the characters names but its one of the cheapest areas and using the stock homes there, the drop would occur down to 15-20 and stay for up to half an hour before I closed the game out.
Regardless thanks to everyone for the help! I think it has been sorted out but if I experience a drop again I will let you guys know. Thanks again!