You are spot on. So many people would love this option. I'm not buying the game because they haven't included it. I'm BF3 and 4 we had the option to change dialogs to a foreign language. I'd even be okay with that.
I can't support your views enough. I tried reaching out to various people at Dice/EA and was mostly ignored. I'm afraid it's just the way the world is moving.
In some places you can be issued a disorderly conduct citation for using f bombs in front of minors. Yet, people continue to act like it's nothing, and don't think it's even endearing for children and young teens to curse like this.
I support you man. I wish we could bring about an option that would cater to more.