You need to try different players dont use somebody else's meta. Work out your meta. Im currently in div 6 I do get bad games where I get battered like 6-2 but its usually when I'm on a run. Im currently mid way through 6. Tactics doesn't matter much as long as you have lb and rb on defend and at least 1 cdm that helps the defence. You have to work around Arnold and Greece James keeping up with your fastest attackers by using movement and passing. Build ups are pretty simple. Players naturally move forward on there own. Im not a good player by no means but its how I got out of the rut in div 8.