"GalacticGal;c-17901870" wrote:
I suppose, if cheats aren't disallowed, the money cheat in reverse could be handy, too. Instead of getting the money, I believe you put a - sign in front of the amount and that will remove the desired Simoleons from the household fund. Somebody please correct me, if I'm wrong. I use the SNB & Bills mod from SimRealist. This allows for each member in the household to keep track of their own earnings. Easier than the Safe, which I was using previously. Also, my celebrity Teen now has an Agent, so he's able to 'send' money to this other Sim, too. 10% of his concerts/photoshoots and now his acting earnings. :) Samuel Simms is one content Agent. He's making a tidy sum off of my very young Global Superstar. To calculate the mortgage payment, simply decide at what rate of interest your Sim got their loan for and times the lot amount by let's say 1.9%. Rates are pretty darned low these days. So a lot that's valued at §385,000 at 1.9% interest would be §7,315 a month. Then it's just a matter of deducting that amount from the original lot's value and when you've reached it, it's time to burn the mortgage! Yay, and don't forget to throw a party!
Thank you for sharing that info on the mod. Sounds like it would be really helpful for this challenge. You reminded me that I forgot to put in how you actually repay the loan by using the money cheat. I'll fix that in rules.
I am not a lover of math and I know that in the Sims everything is exaggerated hence the huge amount of interest. I always use the formula I listed for the challenge when using money cheats to give my Sims a nice house to start when I play other saves.
I tried to make the challenge rules as simple as possible because I have tried to play challenges in the past that have so many rules you spend more time checking them than actually playing. ;) I give props to those who can play those types of challenges or who can play games in hard mode. I personally like a little challenge in the my games but I don't want to stress myself out because gaming is suppose to be fun. I believe each gamer should be able to play the way they like even in challenges. That's what The Sims series such a rare type of game because you form your own story instead of playing out a predesigned storyline with static NPC's.
You've been a great help with your questions! Thanks so much!