Lot values, bills and more
Back in the days of TS2 I payed attention to each household's finances/worth etc. It made it more interesting seeing how families develop over time, but I also found fun challenges in the dilemmas regarding inheritance. I had certain laws deciding how money should be passed on or even shared if a couple divorced. Some sims might need to get a bank loan in order to pay those moving out. Shares in local companies would sometimes need to change owners to fulfill the financial transfer regarding inheritance or divorce. I had lots of fun dealing with the unexpected challenges caused by this.
Lately I've been wanting to do more or less the same in TS4. I play rotationally and never trusted the networth to be correct, but I just realized that a household's finances hardly change at all while I play other houses. Less randomness than I thought, and I'm so glad to find that!
But inspecting how lot values etc are calculated do confuse me! I'm pretty sure I've read that the household inventory affects the bills, but fact is that whatever your household keeps stored in the household inventory is *not* included in the *lot value*. This is kind of a bummer, especially if they store expensive stuff there. I don't know if this is calculated differently if you play just one household, but I doubt it.
Apartments are a bit different, too, because of the deposit. I assume the deposit is not included in the lot value, but I did not investigate it thoroughly as the amount of money is quite limited in most cases. I don't even know that the deposit will be paid out when you move out. Normally a deposit would be on a dedicated bank account.
The bottom left corner UI has improved greatly since TS4 launched, with cash and lot value for owned houses. I wish it would also give info on lot value for apartments. It could actually give us a much more detailed financial summery, including inventory values as well. All info in the same listing. And if it was possible to use "line breaks" in the text note field, I'd be a happy simmer :)
So - can anyone confirm that household inventory *is* affecting the bills? Or that personal inventories do affect the bills?
If you pay attention to lot worths etc during gameplay (we all play so differently, which is so cool!), please share whatever you found/do. I know it is a tad nerdy, but I'm probably not the only one :)
Lately I've been wanting to do more or less the same in TS4. I play rotationally and never trusted the networth to be correct, but I just realized that a household's finances hardly change at all while I play other houses. Less randomness than I thought, and I'm so glad to find that!
But inspecting how lot values etc are calculated do confuse me! I'm pretty sure I've read that the household inventory affects the bills, but fact is that whatever your household keeps stored in the household inventory is *not* included in the *lot value*. This is kind of a bummer, especially if they store expensive stuff there. I don't know if this is calculated differently if you play just one household, but I doubt it.
Apartments are a bit different, too, because of the deposit. I assume the deposit is not included in the lot value, but I did not investigate it thoroughly as the amount of money is quite limited in most cases. I don't even know that the deposit will be paid out when you move out. Normally a deposit would be on a dedicated bank account.
The bottom left corner UI has improved greatly since TS4 launched, with cash and lot value for owned houses. I wish it would also give info on lot value for apartments. It could actually give us a much more detailed financial summery, including inventory values as well. All info in the same listing. And if it was possible to use "line breaks" in the text note field, I'd be a happy simmer :)
So - can anyone confirm that household inventory *is* affecting the bills? Or that personal inventories do affect the bills?
If you pay attention to lot worths etc during gameplay (we all play so differently, which is so cool!), please share whatever you found/do. I know it is a tad nerdy, but I'm probably not the only one :)
