Bills in Sims 3 were too low, in Sims 4 its too high. Unless you are paying rent on everything you own it does not reflect real life (for those arguing its more realistic), My rent does not go up in real life because I got a new couch, hung a picture, and bought an Xbox. If it did we would all be out in the streets. It is fun though spending more time trying to make ends meet rather than improving ones self, THAT part reflects real life well, what I think is really funny is you do not get any bills if no one has a job. I spent enough money making a starter home on an empty lot and had 6000 left. That 6000 became around 2-3k after a few weeks spending on food and repair bills.