Fires at start up, invisible fires, and excessive fires

I’ve been playing frequently lately after a month or 2 so I’m sure there have been an update or two. But ever since I started playing again fire keep starting constantly and randomly. A lot of times and most often when I turn the game on and it resumes or loads, or after a trip. And it’s mainly 2 spots in the house. A fire place with a fire guard that has never caught fire before. And a bug house with Bombardier beetles. I know that tends to be the main source of fires on all properties that have that. But it’s been more frequent. And the last few times there’s not a fire. I will turn on the game, it loads, then all my options start out grey saying there’s a fire but my sims don’t react they act normal, no flame is anywhere and I’ve been having to just fast forward until what ever it is just turns black and my insurance comes. When it’s been invisible, it’s always been the bug house. The rug that keeps catching in front of the fire place shows up and I can fight it but, the timing and frequency especially with a safeguard makes no sense. My sims aren’t doing anything to provoke them and quite frankly I can’t find a fire if the game just came on and I haven’t even started playing yet. Luck my sims have never caught fire during these. Then they would die at the start of the game!