Games performance is still broken

The funny part is that not really:

• my PC can still output 180+ in many cases 200+ FPS in at least 50% of game situations (usual dropship 90-100 fps bs is major exception)
• my average can easily be 100-120 WITHOUT upscaling

But at the same time for some reason things like thermite granades (assume animation) creates major FPS drops just on the spot + does not ramp up GPU at the same time -> CPU seems to be doing something all the time, temps are normal (no thermal throttling), there is still some 10%+ left in the tank yet GPU just does not ramp up and seemingly all metrics remain the same no matter if I do 100 or 200 FPS which is just weird.

Adding to that my FPS drops happened to so many random reasons over the years:

• opening and looking "into" supply bin
• armor swap being dropped on the floor
• looking at waterfall on top of Hammonds labs
• probably forgot already other crazy examples

When I play borderline hardware compatible games e.g. Expedition 33 or Last of us, my PC goes crazy = temps go 80+C, fans ramp up, GPU is 100% utilized, CPU is 100% utilized etc. which totally makes sense, but Apex with this weird combo and most importantly no real gain from just resolution change - I even ran 720p on 2k monitor which was impossible to play due to image quality, yet my FPS were still lagging, all settings off, even modified cfg file to turn basically everything off (one step away from so called Apex potato graphics which were bannable and possible only through Nvidia panel)...
Also I have suggested many times to people who test hardware to use Apex Legends as one of the game / asked questions why they don't use it (especially during COVID times when gaming was all time high and so was Apex)...no reply. I assume because people know that Apex is just badly done and can't be representative. Basically you need only Nvidia and preferably top tier card to run it without issues at any given moment in time.