I wanted to call EA out about this in a post last week but they removed it. You are right, this game encourages toxic behaviour.
Fairplay has gone for many years in EA football games. With the introductions of all the different sort of 'Flair passes', ball juggling moves, celebrations and now even the Lobbed grounded pass, toxic players received a whole arsenal to annoy the living sh*! out of their opponents. The new tactics system combined with nerved defense makes it very hard to put pressure on the other team, giving players the opportunity to pass the ball around between their defenders and there's nothing you can do about it.
Early 2000's, I was having nice chats with opponents after a game, complimenting each other, wishing each other luck. Now there are just too many moments that I want to crush someone's skull after a game.
If you give people the means and opportunity to be an a-hole, they will do so. It's in our nature. And EA gave us all the means we need.