Solution to the household loading problem
I use the Sims 4 mod manager, so what I did was to deactivate all my mods which is an option that comes with the app and the play with only the base game and cc. That worked because initially my household wasn't loading either. The cc wasn't causing any problens only mods.
Then I activated the mods one by one and kept going back to see if my game would load and it's worked, it took a lot of time but it worked. Also the better exceptions mod is having some issues due to the update so even if there is no problem it will say there is a problem. Some particular mods that I can't use for the now because they aren't updated and will cause this household load problem are; BE mod, Kawaiistacie beauty & fashion and health features, caradriel better toddlers and MTS clinely ring up at register.
Hope this is helpful 🙂