Can't play Clubs: "Checking Account Status", "Choose a plan".

Despite purchasing and owning the game, EA FC 26, I cannot play it on my Xbox One S: 

Everytime I try to open up online-play modes, it shows a message stating "Checking account status".  Then, it tells me I need to choose a GamePass subscription in order to play.  If I decline, I'm sent back to the main screen and it prevents me from playing.

I have tried restarting console, logging out, and uninstalling/redownloading the game. Nothing has worked, unfortunately. 

Anyone experience this before and/or have a solution?