I'm not sure what's going to happen to my casual guild.

The highly competitive guild I am in, which had a fair amount of spending going on, is in the same boat. Most have cut back on how much they spend. Many, myself included, no longer buy anything with real money. Nobody likes the Coliseum because your investment is only guaranteed if youre willing to continuously spend real money to outpace your opponents. Recruiting is a pain too, nobody seems interested in playing competitively now. CG doesnt care sadly