What do you do with your Simoleons?

It's sad but true.

(Also forgot to include an option for real estate whoops)

My sims keep getting richer and richer but there's nothing I want to spend the money on. It's not that I want to hoard the money but that I am not interested in investing in real estate or businesses. I only ever remember to buy a car for my sims when the first child becomes a teen and wants to learn how to drive. Before I installed Generations and teens didn't need to learn how to drive I would never have bothered with a car at all. The only time I buy new things is when my sims roll wishes to buy something worth X simoleons or when I have installed a new Store set that has an item I want to try out.

Hoard and Invest.

"Mikezumi;c-16470182" wrote:
My sims keep getting richer and richer but there's nothing I want to spend the money on. It's not that I want to hoard the money but that I am not interested in investing in real estate or businesses. I only ever remember to buy a car for my sims when the first child becomes a teen and wants to learn how to drive. Before I installed Generations and teens didn't need to learn how to drive I would never have bothered with a car at all. The only time I buy new things is when my sims roll wishes to buy something worth X simoleons or when I have installed a new Store set that has an item I want to try out.

I have the same problem when it comes to money...

My Sims reach the top of their career and start earning ridiculous amounts of money each day from good performance raises. I believe one of my Sims was earning about 35,000 Simoleons a day.

Currently sitting at around 3 million and trying to adjust lifespan to prevent this kind of thing happening again too easily.

Still no idea what to do with all this money.

In the early days my sims save. No maid, small house etc. I also encourage the growing of lots of fruit and veg. Then as they progress up the career ladder I allow them to move or renovate and buy a few nice pieces for the house. They might even get curtains :D Finally when wealthy I encourage them to invest in businesses and fast cars which need to be bright red as all sports cars should be :D :D This mixed strategy seems to work well for me.

My sims start out really struggling because of different mods I have in place. Eventually, after paying off multiple loans, they start to get back on their feet quick if it's a large enough household. I use those funds to buy expensive cars so each sim doesn't have to pay taxi fees anymore and if they move out, they'll have wheels. Also helps balance out the money... but I have been known to use familyfunds cheat just to take away money if their earning too much.

I guess I'm kinda strange... I like to see my sims struggle financially which is pretty darn cruel. This is interesting to see all of the different play styles here. :)

"Nikkei_Simmer;c-16470183" wrote:
Hoard and Invest.

My sims do this too.
They invest, and then hoard all the income. I don't let them have luxury cars and all that stuff. They don't need it. They just live normal lifestyles with large bank balances.

Other: Use it to slowly build a house.If I get 300 simoleans will buy like 2 single wall sections and if the next day get a few hundred more repeat till have a starting little box to live in.Eventually adding here and there randomly to see what I end up with.Along the way will suffer without things cause you save a ton of money waiting for that 9 or 10 sleep energy score bed than you do buying and selling cheaper ones.

Will do without a shower for example and clean up at the gym etc till can buy that good 3K simolean shower.The only thing I do like early is that uber cheap Suite Dreams double bed it came with Showtime that only costs 560 simoleans it has a sleep energy rating of 7 so is a good investment even starting poor.

For more simoleons to come

I have them invest in businesses, but also buy better appliances, plumbing fixtures, and furniture, especially beds. When they can afford it, I move them to bigger houses. Sometimes my households move several times in their lifetime. I'm currently playing an acrobat living in an apartment in Bridgeport. I get a bit tired of my sims having to use elevators to go into and out of their homes, so I'm considering having her move to an apartment with stairs instead, one I've already made or will make for her, before she moves to the expensive two story, 3 bedroom house I made some time ago specifically for small lots. I'll have to bulldoze one of the starter houses to place it for her. But she has a great view where she lives now, overlooking the butterfly esplanade and the ocean, so I'm kind of reluctant to move her away from there.